iceprincess06 asked:


EMC Mortgage company by far is the worst place to have your home loan land in. they never post any payments in a timely manner. They have very rude customer service people. I have tried to get out and they tell everybody that they do not sell mortgages when in fact that they do.

Create a video blog…instantly.

3 Responses to “What is the best way to get out of a mortage company that is beyond reasonable?”

1. wizjp on August 25th, 2008 4:58 pm

   Kansieo.com

   refi. Find a lender and pay them off.

2. Bettee62 on August 26th, 2008 10:42 am

   Create a video blog…instantly.

   YOU COULD REFINANCE BUT YOU WILL INCUR SOME EXPENSES. ALSO CHECK YOUR CURRENT MORTGAGE TO LEARN IF THERE IS A PRE-PAYMENT PENALTY

3. acermill on August 28th, 2008 4:41 pm

   Caffeinated Content

   You have a long term contract with this lender, whether you like them or not. There is no way to get out, other than to refinance with a different lender. This will, of course, cost you a few thousand dollars. Always bear in mind that mortgages are regularly sold on the market. Would you be happy if you spent a couple of thousand dollars to refinance, only to discover that, six months later, your mortgage was sold to EMC?

   From past experience, I can tell you that EMC is probably no worse nor no better in CS regard than any other lender. Most have problems with payments, postings, and other issues. Simply work with them to the best of your ability.

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