MarketingPerson2007 asked:


Basically I have £10k saving, and I would also like to overpay my mortgage each month.
I am currently on 2 year fixed mortgage with the flexibility of overpaying 10% a year. The interest is calculated daily.
My question is would it be better to initially pay the £10k in one sum before I start paying overpayments, or put that towards my monthly overpayments?

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