lotrav asked:


I was in a bad accident a few years ago and couldnt afford any of my bills. I have charge offs, late payments etc. My husband has excellent credit with an established employment history. I am wondering if we could use our combined income on the mortgage application and just use his credit for the interest rate, or if anyone has any other suggestions?

Thanks!

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3 Responses to “If I have horrible credit and my husband has excellent credit can we get a mortage together using his credit?”

  1. Goodhead on November 12th, 2008 8:17 am

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    File a divorce and buy a house under your husband name only.

  2. krusty c on November 13th, 2008 5:27 pm

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    If you are with bad credit means to improve your credit score just visit

  3. Credit Guy on November 15th, 2008 9:52 pm

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    combined income = combined credit, sorry!

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