JustSomeGuy asked:


I have a good rate with my first mortage at 4.25 fixed for 15 years. I also have a heloc that is adjustible and is at about 8.5 percent right. I would like to refinance the heloc without loosing the rates on the 1st. Is there such a thing?

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public-opinion08 asked:


I am looking to buy my first property, but I am unclear exactly what is needed? Do you I need to be qualified first and then look at property to buy or can I go look and then get qualified? Also, does anyone have any recommendations for online mortage services?

Create a video blog…instantly.

Brian B asked:


I’m shopping around for mortage rates, am doing zero money down and only plan to be in the house for less than 10 years. I see a lot of low rates come up online but want to deal with a proven, reputable bank.

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Andrew R asked:


Also, what is the current interest rate on a 30 year mortgage?

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hopes2graduate asked:


Im trying to buy a house to flip to make the downpayment on another house I’d later like to buy. Whats some tips on finding the lowest intrest rate and best mortage broker? Excellent credit but not from the city I’m buying the property in. Or even the state. Down payment is not a problem at all. Thanks!

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Daniel C asked:


We sold our house on October 8th. Mortage company owes us our escrow money, and says they mailed it. It has not come and they say “they will check into it”. Is there any legal ways I can make these fools pick up their feet and give me my money already?

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presocratic1 asked:


We are trying to sell our current home, but are having trouble, and might need to drop price to get rid of it, in order to avoid paying two mortage payments.

We are counting on the proceeds from the sale of this house to increase our downpayment. We’ve got 5% down already, but it is looking more and more like we might have to lower our price to the point that we won’t be making enough money on the sale to significantly increase our downpayment.

Any ideas?

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Lupe asked:


Would a mortage company want to know if a borrower is letting a house fall apart. I’ve been having problems with a neighbr and I was wondering if this is a way to get rid of them. They have been sued a few times by others - they are still there.

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donnie_do_dad asked:


I do not understand why a mortage company would forclose on a buyer because of the housing bubble burst without offering a lower rate. The mortage company after forclosure will have to sell the house at a lower price to someone else. They will lose monies doing this, will they not? How can they make more money by forclosing and reselling at a lower price. Who else is going to buy it?
Thank all of you for your answers. It’s hard to pick a best answer.

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residence asked:


I want to buy a home with a friend. He is a resident of the country, I am not a resident and i do not live in the country. As a result the bank has said they can give us the Mortage in his name but my name will be on the title. What are the implications if i make the down payment and contribute to the mortage via a Joint account. My name will be on the title but not on the mortage. Can the title change without my consent, are there any implication as i am not a resident. What are the exposure/consequencies

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