Oct
29
Gary asked:
Grand Blanc, Michigan - June 19, 2009 — GNS Products And Services, LLC was registered one month ago today. The company is designed to provide small business owners with low-cost financing. You’ll find financing rates as low as 2-% on loans, with easy application terms, up to $1.5 million dollars. Financing is underwritten by the Royal Bank of Scotland. There is also a ”One-Stop” mortage application, to make lenders compete for business, which lowers the cost of mortgages for both businesses and home owners. Low cost health care programs are another service opportunity, with over 160 brand name providers to choose from, and rates starting as low as $199.00 a month. In addition, you’ll find discounts on airfare, hotels and travel. They even have an online discount shopping mall, with many discounts that are only available through the internet. You’ll find hundreds of stores you already shop with, and many provide FREE shipping to your home or office. If you would like to make money, as well as save money, those opportunites are provided, with some great home based businesses to choose from. They even provide some sources for FREE online advertising, to jump-start your home business. That’s why they say: From Health to Wealth its: GNS Products And Services! You can log on their website at: http://www.gnsproductsandservices.com With the cost of living rising, and wages in neutral or declining, its nice to know there are ways to save money on necessary financial and health services. Since many jobs have left the country, many people are turning to the internet for solutions, and its nice that GNS helps with that too. As “Mr. Spock” would say on the old “Star Trek” movies: “Live long, and prosper…”
Wishing you the best of good health and prosperity,
Gary N. Stelmach - Author
OSCAR
Grand Blanc, Michigan - June 19, 2009 — GNS Products And Services, LLC was registered one month ago today. The company is designed to provide small business owners with low-cost financing. You’ll find financing rates as low as 2-% on loans, with easy application terms, up to $1.5 million dollars. Financing is underwritten by the Royal Bank of Scotland. There is also a ”One-Stop” mortage application, to make lenders compete for business, which lowers the cost of mortgages for both businesses and home owners. Low cost health care programs are another service opportunity, with over 160 brand name providers to choose from, and rates starting as low as $199.00 a month. In addition, you’ll find discounts on airfare, hotels and travel. They even have an online discount shopping mall, with many discounts that are only available through the internet. You’ll find hundreds of stores you already shop with, and many provide FREE shipping to your home or office. If you would like to make money, as well as save money, those opportunites are provided, with some great home based businesses to choose from. They even provide some sources for FREE online advertising, to jump-start your home business. That’s why they say: From Health to Wealth its: GNS Products And Services! You can log on their website at: http://www.gnsproductsandservices.com With the cost of living rising, and wages in neutral or declining, its nice to know there are ways to save money on necessary financial and health services. Since many jobs have left the country, many people are turning to the internet for solutions, and its nice that GNS helps with that too. As “Mr. Spock” would say on the old “Star Trek” movies: “Live long, and prosper…”
Wishing you the best of good health and prosperity,
Gary N. Stelmach - Author
OSCAR
Aug
29
Abhishek Agarwal asked:
All of us have a credit report. It is compiled from all the credit transactions we have ever made. Every credit card payment, every store card, every loan, every mortage is included in it. Your credit report tells potential lenders whether you are a good or a bad risk. It affects your ability to get credit.
It is important to keep a check on your credit report because errors can creep in over the years. If there are mistakes on your credit report then you may be refused credit for no reason that you can understand.
Checking your credit report online is comparatively simple.You can find it on three websites. They are www.experian.com, www.transunion.com and www.equifax.com.
Each of these sites belongs to a different company: Experian, Transunion and Equifax. These companies each keep credit records. They use slightly different methods and none is provides complete record of all transactions. But they provide a general picture of your credit record.
Most companies report credit transactions to at least one of these companies. They are not obliged to do so but it is in their interest to do so.
Since 1997 everyone is able to apply for one free credit report every year.The Fact Act made it obligatory for the credit ratings agencies to provide this information to you. You can only get one for free but it is worth paying for the other two.
You obtain the report from www.annualcreditreport.com or www.freecreditreport.com. They will deliver it direct to your computer.
If you find any inaccuracies you should notify the credit reporting company and provide them with evidence of the transaction. They will be eager to correct the mistake because they want their records to be as accurate as possible. That is what their business depends on. They are no use to the finance companies if they have poor data.
Checking your credit on an annual basis will allow you to make sure that it is correct. It will also give you a picture of how your credit rating is going and whether you need to take some remedial action.
You need as high a credit score as possible. You achieve that by paying loans promptly and in full. You need to be proactive about managing your credit score. You can avoid problems by taking action before it gets so bad that you are seen as a bad risk. Pay off any outstanding loans especially credit card debt. You may have to curb your spending for a month or two but it will be worth it. When you really need a loan for something important it will be easier to get it if you have taken action on bad debt.Original word
AL
All of us have a credit report. It is compiled from all the credit transactions we have ever made. Every credit card payment, every store card, every loan, every mortage is included in it. Your credit report tells potential lenders whether you are a good or a bad risk. It affects your ability to get credit.
It is important to keep a check on your credit report because errors can creep in over the years. If there are mistakes on your credit report then you may be refused credit for no reason that you can understand.
Checking your credit report online is comparatively simple.You can find it on three websites. They are www.experian.com, www.transunion.com and www.equifax.com.
Each of these sites belongs to a different company: Experian, Transunion and Equifax. These companies each keep credit records. They use slightly different methods and none is provides complete record of all transactions. But they provide a general picture of your credit record.
Most companies report credit transactions to at least one of these companies. They are not obliged to do so but it is in their interest to do so.
Since 1997 everyone is able to apply for one free credit report every year.The Fact Act made it obligatory for the credit ratings agencies to provide this information to you. You can only get one for free but it is worth paying for the other two.
You obtain the report from www.annualcreditreport.com or www.freecreditreport.com. They will deliver it direct to your computer.
If you find any inaccuracies you should notify the credit reporting company and provide them with evidence of the transaction. They will be eager to correct the mistake because they want their records to be as accurate as possible. That is what their business depends on. They are no use to the finance companies if they have poor data.
Checking your credit on an annual basis will allow you to make sure that it is correct. It will also give you a picture of how your credit rating is going and whether you need to take some remedial action.
You need as high a credit score as possible. You achieve that by paying loans promptly and in full. You need to be proactive about managing your credit score. You can avoid problems by taking action before it gets so bad that you are seen as a bad risk. Pay off any outstanding loans especially credit card debt. You may have to curb your spending for a month or two but it will be worth it. When you really need a loan for something important it will be easier to get it if you have taken action on bad debt.Original word
AL
Dec
24
How fast my credit score get affected if I am late in my mortgage payments?
Filed Under Credit | 2 Comments
CARINA G asked:
I have some credit cards opened and I don’t want the banks start freezing them. I use them but I pay them in time. The only problem was with my mortage that, in order for my lender to help me, I must be late, but I am not yet.
Website content
I have some credit cards opened and I don’t want the banks start freezing them. I use them but I pay them in time. The only problem was with my mortage that, in order for my lender to help me, I must be late, but I am not yet.
Website content
Dec
11
How long does it take to close on a mortage once the loan is approved?
Filed Under Credit | 3 Comments
Nov
9
If I have horrible credit and my husband has excellent credit can we get a mortage together using his credit?
Filed Under Credit | 3 Comments
lotrav asked:
I was in a bad accident a few years ago and couldnt afford any of my bills. I have charge offs, late payments etc. My husband has excellent credit with an established employment history. I am wondering if we could use our combined income on the mortgage application and just use his credit for the interest rate, or if anyone has any other suggestions?
I was in a bad accident a few years ago and couldnt afford any of my bills. I have charge offs, late payments etc. My husband has excellent credit with an established employment history. I am wondering if we could use our combined income on the mortgage application and just use his credit for the interest rate, or if anyone has any other suggestions?
Thanks!
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Sep
30
How many points does your credit score go down for late mortage payments?
Filed Under Credit | 2 Comments
Coral asked:
How many points does your credit score go down for every late mortgage payment made 30-35 days after the due date?
How many points does your credit score go down for every late mortgage payment made 30-35 days after the due date?
Is this hard to repair?
Kansieo.com
Sep
29
iceman asked:
I have solid credit, a round a 700 credit score. However my Fiance has poor credit due to some problems in college and her lack of using credit in the past few years. Her income is very good, and without it I could ever carry the mortgage we are looking for on my own. My question is how much will her credit score effect the type of rate we get or the get of line we get?
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I have solid credit, a round a 700 credit score. However my Fiance has poor credit due to some problems in college and her lack of using credit in the past few years. Her income is very good, and without it I could ever carry the mortgage we are looking for on my own. My question is how much will her credit score effect the type of rate we get or the get of line we get?
Create a video blog…instantly.
Aug
24
gentletobetamedfish asked:
When I was married my husband took a second mortage on the house. We are now divorced and I was awarded the house but with both mortgages. The bank holding the note for the second mortgage will not send me a payment book because my name is not on the loan. Any advice?
I should add that I have continued to make payments adding the account number to my checks.
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When I was married my husband took a second mortage on the house. We are now divorced and I was awarded the house but with both mortgages. The bank holding the note for the second mortgage will not send me a payment book because my name is not on the loan. Any advice?
I should add that I have continued to make payments adding the account number to my checks.
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